Water Heater Energy Cost Calculator

The Uniform Energy Factor (UEF) on the EnergyGuide label captures standby and conversion losses in one number.

Results update as you type.

°F
°F

Typical: electric resistance ≈ 0.92, heat pump ≈ 3.3–4.0, gas storage ≈ 0.6–0.7, gas tankless ≈ 0.9+.

$/kWh

Find this on your utility bill: total charges ÷ kWh used gives an all-in rate.

$/therm

How it’s calculated

  • Heat per day (BTU) = gallons × 8.34 × (setpoint − inlet)
  • Yearly input = daily heat × 365 ÷ UEF
  • kWh = BTU ÷ 3,412; therms = BTU ÷ 100,000

Worked example

60 gal/day, 55 °F inlet, 120 °F setpoint, electric resistance UEF 0.92, $0.17/kWh.

Inputs

Hot water used per day
60 gal
Incoming water temperature
55 °F
Tank setpoint
120 °F
Fuel
Electric (resistance or heat pump)
Uniform Energy Factor (UEF)
0.92
Electricity rate
0.17 $/kWh
Natural gas rate
1.4 $/therm

Results

Yearly cost
$642.92
Yearly energy (electric)
3,782 kWh
Monthly cost
$53.58

Load this example into the calculator

Assumptions and limits

  • UEF already includes standby losses at rated conditions; real use patterns differ.
  • Inlet temperature is a yearly average.

Verify the result against the applicable local code, adopted code edition, manufacturer instructions and project requirements. See our methodology.

Questions

How much does it cost to run an electric water heater?

A typical family using 60 gallons a day pays around $640 a year at $0.17/kWh with a resistance heater. A heat pump water heater cuts that by roughly two-thirds.

Does lowering the setpoint save energy?

Yes. Energy is proportional to the temperature rise. Many households use 120 °F.